Templates & Models
Tools
Working spreadsheets and models I use in client engagements. Request a copy by email — I’ll send the file with a short note on how to use it. No newsletter, no funnel.
For Owners & Operators
01
13-Week Cash Flow Model
Weekly receipts, disbursements, and ending cash. The single most important model for an owner-operated business.
02
Operating Model — Small Business
P&L, balance sheet, and cash flow linked. Driver-based revenue with monthly and annual views.
03
Unit Economics Worksheet
Contribution margin per unit, customer, or job. Find the line items that are actually carrying the business.
04
Capital Stack & Underwriting
Acquisition or project underwriting with debt sizing, equity sleeves, and a clean source & use schedule.
05
Owner Compensation Planner
Salary, distributions, and retained earnings in one view. What the business pays you vs. what it keeps.
06
KPI Dashboard Starter
A minimal monthly close pack — revenue, gross margin, cash, AR/AP days. The numbers you actually run on.
For Personal Finance
07
Personal Net Worth Tracker
Assets, liabilities, and monthly trend. Built for owners with a mix of personal, business, and real estate holdings.
08
Household Cash Flow Model
Income, fixed costs, variable spend, and savings rate. Cash flow discipline applied at the household level.
09
Debt Paydown Planner
Amortization across multiple balances with payoff order and interest saved. Avalanche or snowball.
10
Real Estate Cash-on-Cash
Single-property underwriting for a rental or small commercial asset — cash-on-cash, cap rate, and DSCR.
11
Retirement Glidepath
Contribution, growth, and withdrawal projection. Built to stress-test assumptions, not to sell a product.
12
Tax-Aware Distribution Planner
Owner draw timing across W-2, distributions, and reinvestment — framed for conversation with your CPA.
Need something that isn’t here? Email andrew@denniscapital.net — if it’s a model I already use, I’ll send it. If it’s close to one, I’ll adapt it.